Tag: Fiduciary Advice
Building a More Connected Retirement Plan with Tenner Stoe, CFP®, CPWA® (Ep. 15)

Building a More Connected Retirement Plan with Tenner Stoe, CFP®, CPWA® (Ep. 15)

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You’ve spent years saving, but knowing what you can afford to do in retirement may still feel unclear.

A connected plan can help you see how your choices affect one another.

In this episode, James Knapp speaks with Tenner Stoe, CFP®, CPWA®, and Wealth Architect at Boyum Wealth Architects, about his career across banks, broker-dealers, and registered investment advisory firms. Tenner explains how retirement planning brings together income, investments, taxes, insurance, and estate decisions. They also examine portfolio risk, Roth conversions, required minimum distributions, and why clients need advice that reaches beyond individual accounts or products.

Tenner discusses:

  • How his early banking experience shaped the way he listens to clients and addresses financial concerns directly
  • Why pre-retirees need clear goals before testing income needs, investment risk, and retirement readiness
  • How tax projections and CPA coordination can reveal planning choices that account management may overlook
  • Why disciplined savers may need help giving themselves permission to spend and enjoy retirement
  • How an advisor’s business model can affect the tax, estate, insurance, and retirement guidance clients receive
  • And more!

Connect with us!

Connect with Tenner Stoe:

About Our Guest:

At Boyum Wealth Architects, Tenner partners with successful individuals and families to craft thoughtful, tailored financial strategies that bring intentionality and clarity to their wealth. With many years of experience in wealth management, he focuses on integrating investment oversight, tax planning, and estate coordination so that a client’s entire financial life supports what matters most to them.

Tenner views real wealth as more than numbers, it’s about understanding your resources, seeing how they work for you, and making confident decisions to move forward. His professional designations, Certified Financial Planner® (CFP®) and Certified Private Wealth Advisor® (CPWA®), underscore his commitment to rigorous planning, fiduciary responsibility, and helping clients navigate complexity with confidence.

Whether refining portfolios, optimizing for taxes, or thinking ahead to multi-generational legacy, Tenner guides clients in building a roadmap aligned with their values and goals. Outside of work, he enjoys spending time with his family, especially being outdoors with his kids, visiting the family cabin, and staying active, and brings that same curiosity, purpose-driven mindset, and balanced perspective into how he serves his clients.

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When Experience Still Leads to the Wrong Advice with Andrew Kronschnabel (Ep. 5)

When Experience Still Leads to the Wrong Advice with Andrew Kronschnabel (Ep. 5)

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Even experienced professionals can end up with the wrong advice when planning is driven by products instead of perspective. In this episode, we unpack how “zombie advisors” quietly undermine good decision-making, even for highly sophisticated clients.

In this episode of Zombie Advisor, James Knapp sits down with Andrew Kronschnabel, SVP / Head of Investment & Marketing Strategy, Seaport Global. Andy shares his professional journey through multiple market cycles and offers a candid personal story about his own experience working with a “zombie advisor.”

Despite his CFA background and deep market expertise, Andy explains how fear, shaped by early career market crises, combined with a lack of holistic planning, led him into a whole life insurance policy that did not align with his age, risk capacity, or long-term goals. The conversation explores how siloed advice, poor questioning, and incentive-driven recommendations can result in misaligned outcomes.

James and Andy also discuss the critical differences between institutional and retail advising, the importance of context and accountability, and why true fiduciary advice requires advisors to challenge assumptions rather than simply sell solutions.

What to expect:

  • A real-world example of how product-first advice can fail even sophisticated investors
  • The difference between institutional portfolio management and comprehensive retail planning
  • How life experience and fear influence risk tolerance more than spreadsheets
  • Why fiduciary advice requires curiosity, context, and client-first accountability
  • And more!

Connect with us!

Connect with Andy Kronschnabel:

About Our Guest:

Andrew Kronschnabel

SGAM Advisors LLC, Management Committee Member and Penn Capital Management Committee Member

Andrew joined Seaport Global Holdings in April 2023 and serves on the Penn Capital Management Committee for SGAM Advisors, LLC.   His additional responsibilities include institutional sales, collaborating on market strategy research, and assisting firm leaders in efforts to better serve institutional clients. Prior to joining Seaport, Andrew was the Portfolio Manager and Head of Investment Grade Credit at MetLife Investment Management LLC. He joined MetLife in September 2017 following its acquisition of Logan Circle Partners (LCP). At MetLife, he was responsible for all core-based, corporate, and long/short credit strategies. He has over 20 years of industry experience. Prior to joining LCP in 2007, he was a member of the portfolio management team at Delaware Investments where he was responsible for core-based and high-grade products from 2000 to 2007. Andrew holds a Bachelor of Science degree in International Economics and Politics from Colorado College and is a CFA charter holder. 

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